Mortgages
Our sister company Kay Mortgages has many years experience of the mortgage marketplace and we believe in freedom
of choice, we also appreciate everyone's circumstances are different and we are able to offer a truly independent service tailored specifically
to your needs.
You can be confident our recommendation will be the most suitable to your needs as we have access to over 4,000 mortgages from over 100 lenders.
Residential mortgages
Whether you're a first time buyer or looking for a remortgage we can find you the best deal that matches your needs, we specialise in buy to let mortgages and also provide schemes for:
- First time buyers
- Home movers
Residential Remortgages
You can save money with a remortgage; in a competitive marketplace many lenders are keen to win your business, so why not contact us now to see how you could reduce your outgoings. We handle everything for you to ensure the whole process is hassle free. Let us guide you through the mortgage maze, after all, everyone's situation is different. It's about finding what's right for you!
Remortgages are available for many purposes, here are just some of them :
- Debt consolidation
- Capital raise for any reason
- Home improvements
- Self employed / no proof of income
- Mortgage arrears / missed payments
- Buy to let
- Council Right to buy
Credit Problems
Just because you have credit problems doesn't mean you can't get a mortgage! Whatever your circumstances we can help.
- CCJ’s / Mortgage arrears / Defaults
- Poor credit rating
- Self certification of income
- Interest only or Repayment available
Commercial Mortgages
Turned down by the bank... or taking too long to make a decision? Quick and easy commercial mortgages and bridging loans available.
If you're a small business owner or need financing for a commercial property we can help you!
Commercial lending is a specialised market and Kay Commercial Finance are independent experts in buy to let and the commercial sector.
We have many years experience in the marketplace and can source the most appropriate mortgage and business finance for your needs. Whether you require business venture/start up finance, funds to purchase and develop property, bridging loans or cash flow improvement services we can find the right solution to meet your needs. We will assess your requirements and you will receive a professional, confidential and friendly service. Our expertise, knowledge and advice aim to make your application as hassle fee and straight forward as possible.
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